Are all my debts guaranteed to be cleared within a fixed period?  
    
        Are all my interest and charges guaranteed to be frozen?     
    
        Are my creditors likely to accept less than I owe?     
        Will I be protected from my unsecured creditors?     
        Will my creditors stop chasing me for repayment?     
        Will I be able to avoid selling my home?     
        Are all my unsecured creditors legally obliged to write off debt I cannot afford to repay? 
        Are the creditors that don’t want to help me, forced to write off debt?     
        Is it a confidential procedure?     
        Do I retain control of the situation?     
        Will I avoid the stigma of bankruptcy?     
        Does the procedure have to be administered by a properly licensed professional?